Audit

• Conducting process level audits and having knowledge of Wholesale / Retail (Credit and Operations) along with some of the other functional areas (Risk, Compliance, Treasury, HR, Accounts)
• Maintaining adequate work papers and documentation along with adherence to Internal Audit policies and Regulatory guidelines
• Drafting of Audit reports and suggesting suitable recommendations to address the process level observations.
• Holding effective discussion with senior level management for agreement with findings and closure of observations with adequate management responses
• Follow-up of open observations within timelines to ensure closure of observations as per agreed plan
• Assisting the HIA in preparing Risk Based Internal Audit plan and completing assigned audits as per plan

IFC

• Preparing Risk Control Matrix (RCM) for business processes and conduct of walk throughs with process owners and controls testing.
• Suggesting process improvements areas and taking up with business process owners to update SOP and process flow charts.
• Identifying potential financial reporting risks(FRR) across processes along with design and implementation gaps.
• Taking up with process owners to implement the suggested process improvements and involve in continuous testing of processes to identify any material weaknesses in the internal controls in rocsystem/pesses
• Periodic testing of loan softwares for system and process gaps.